Can I Get Car Financing with a Bad Credit Score?

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Can you finance a car with bad credit? Many Crystal Lake drivers come to Dundee Ford asking this question, and the answer is always yes! Our Finance Center can help you explore your car buying options and get you behind the wheel no matter what your credit history may be. Find out how to get a car with bad credit, and then connect with our team to get started!

Can I Get a Car Loan With Bad Credit?

If you're interested in getting a car loan with bad credit, make sure to gather the following information before you begin the financing process. That way, you'll be prepared when you visit Dundee Ford and you can understand the financial decision ahead.

  • Create a budget to determine how much you can reasonably pay for a car each month.
  • Calculate how much you can afford for a down payment. The larger the down payment, the better!
  • Assess your credit report beforehand. Keep an eye out for errors and try to address any negative issues if possible.
  • Be realistic about the car you buy based off of your budget. Don't stretch your finances too thin - consider the perks of purchasing a used car!
  • Ask questions!

How to Improve Your Credit Score

It may come as a surprise, but figuring out how to finance a car with bad credit is actually a means of improving your credit score. That's because each payment that you make on time boosts your credit little by little. This will help if you decide to purchase a new vehicle in a few years, or even help you secure better interest rates for credit cards and other loans.

Finance Your Vehicle with Dundee Ford

Schaumburg drivers have the opportunity to finance a vehicle with Dundee Ford, regardless of their credit history! If you're looking to upgrade from your current car, make sure to value your trade online to see how that will offset the cost of your new purchase!

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